This guide will cover all aspects of online baccarat. You’ll discover what you’ll need to know, helpful tips, and the perfect strategies to put into play when it comes to online baccarat.

Using this guide, you can rest assured knowing that you’ll be receiving the best information. If it’s the ability to learn to play baccarat- and play it well- you’ve come to the right spot. This guide will cover every aspect of baccarat, from the history of the game to the strategies that many use.


Top Casino Offers
How to play Baccarat?
Top 5 Tips for Beginners
The Basics of Baccarat
Betting Strategies
The Basic Strategy
The 1-3-2-4 Strategy
The Martingale
The Paroli
The Fibonacci
The Labouchere
Advanced Strategies
Country & States Guides
Learn-to-Play Guides
3 Card Poker FAQs



Baccarat is one of the oldest casino games and has survived until now for a reason. The game is incredibly popular in China, particularly the casinos in Macau. This game is popular among beginners for its simple mechanics and reliance on fate rather than skill. This game is perfect for beginners because it relies on luck as opposed to skill along with the ability to win huge amounts of money. Baccarat is typically played with anywhere from 7 – 14 players. This game consists of two dealers who run the financial side of the game and a croupier who controls the play of the game.

‘Punto Banco’ is the most common form of baccarat, and the style of the game that most will play. In this version of the game, the banker (banco) determines what the players (punto) move will be. In all other styles, the player determines how the banker plays. Gamblers will either bet on the player’s cards or the banker’s cards. Whichever hand is closest to 9 wins. Unlike other games, if the total amount of the cards is greater than 9, you drop the digit on the left. For example, if the total was 19, the 1 would be dropped and the total is considered to be 9.

Interestingly, this game has introduced more superstition to the gambling world than even games such as blackjack or roulette. This game has seen a recent surge in popularity. With the development of online casinos, baccarat has seen a revival of sorts. This game is significantly less complex than some of its counterparts and much more geared on the gambling aspect of the game itself. This aspect makes it incredibly popular for both new gamblers and casual gamblers. This game is considered high-risk due to the game being considered a game of chance, giving players a ‘rush’ of sorts.

Top 5 Tips on How to Start Playing Baccarat

5 tips on how to start playing baccarat online for beginners.

1- Never place the ‘tie’ bet. There are three basic bets in baccarat. The player bet, the banker bet, and the tie bet. The player bet is betting on the player. The banker bet is betting on the banker. The tie bet, however, is betting that the banker and player will tie. This is considered the riskiest bet. It comes with a house edge of a whopping 14.4%. This means that if you bet $100 on the tie bet, you would lose $1440. It’s a bet that’s unlikely to win and not worth it in any way.

2- Wait one turn before placing another bet. This means that if you’ve been betting on the banker’s hand and it loses, don’t immediately place another bet. Wait one hand before placing another bet. This will help you make a better decision in the long run because, if the player wins this hand, you’ll want to bet on the player hand.

3- Remember all of the rules of baccarat. This may seem like a difficult task but, in reality, it’s not that difficult. Using this guide will teach you the rules of baccarat. So long as you remember the basic rules, you’ll succeed in baccarat. When it comes to playing on an online casino, many players will be frustrated with someone who doesn’t understand the basic rules of baccarat. Not having a complete understanding of baccarat also puts you at a disadvantage.

4- Learn the odds of each bet. When it comes to baccarat, understanding the mechanics is critical. It may seem obvious, but it’s easy to forget the risk factor of baccarat in the heat of the moment. Remembering how much you can safely bet without putting yourself in a position where you can go into debt is crucial. This means that, as you place your bets, keep in mind how much you are potentially going to lose. If you don’t do this, you can mismanage your money and put your self in a precarious position.

5- Manage your money. Managing money is crucial in any casino game, but especially in baccarat. Baccarat is a game in which you will be betting large amounts of money. It’s very easy to lose count of your money and bet too much. This can quickly send you into a spiral of losing. If you lose too much money, you may find yourself in debt that you can’t recover from. Remember that, even in an online casino, you are betting real money. Keep track of it.

How to Play Baccarat: The Basics

Playing baccarat isn’t as difficult as it might seem. When you first arrive at the table and start playing, the dealer is going to place down two cards. One of the decks is called the banker’s hand, the other the player’s hand. Gamblers will then bet on either one of the hands.

Two cards will be placed on the table. The dealer will first turn over one of the player’s cards, then the banker’s. This process is repeated until both cards are revealed. The two cards are added up and the total points of the hand are announced. If the points total 8 or 9, this is considered a natural win, and bets are cashed out.

In the case that neither deck total 8 or 9, a third card will be dealt. For the player, a third card is dealt if the total is between 0-5. If the total is between 6-7, the player stands and does not receive a third card. The banker is a little more complicated. The banker will receive a third card solely based on what the player’s cards were.

If the player received a third card that is a 9, 10, face-card, or Ace, then the banker will draw a third card assuming that their value is 0-3. If it’s 4-7, they stay. If the player drew an 8, the Banker draws a card assuming that they have a deck value of 0-2. If it’s 3-7, they stay. If the player drew a 6 or 7, the banker draws another card assuming that they have a deck value of 0-6. They will stay if the value is a 7. If the player were to draw a 4 or 5, then the banker draws a third card assuming that they have a value of 0-5. They will stay if they have a 6-7. And lastly, if the player draws a 2-3, the banker will draw assuming that they have a value 0-4. They will stay if their value is 5-7.

Once all cards are dealt, the winning bets are cashed out and the hand is considered over. The process will restart once more for another hand.

How to Play Baccarat: The Table and Mechanics

There are three main types of baccarat. Punto Banco (North American baccarat), Chemmy (baccarat chemin de fer), and baccarat banque. The three types of baccarat are similar but contain subtle differences. Here’s the breakdown of the three types:

Punto Banco is played using two decks, the punto (player) and banco (banker). Players will gamble on which deck they believe will win. In this game, the player’s deck will determine whether or not the banker is able to draw a third card. This game is the most complex of all baccarat games. In this version, the deck that draws an 8 or 9 wins. There are designated dealers in this game. The banker and player decks are not considered roles, just decks to bet on. This game is played by combining 6 or 7 decks together. Aces are worth 1, face cards are worth 10. This game is usually played in the private sector of casinos, away from the rest of the casino. This game is a high-roller’s game, with most bets ranging from thousands to tens of thousands of dollars. The house edges of this game are very high. The house edge for banco winning is 1.04%. For the player winning it’s 1.24%. For a tie, it’s a whopping 14.4%.

Chemmy, or chemin de fer, is a version of baccarat that originated in France around the late 19th century. This version of Baccarat remains the most popular version in France. In this version, the banker is an actual role rather than a deck. The player that is chosen as the banker will act as the dealer for the rest of the game. The banker decides how much he is willing to bet. One player is able to ‘go bank’, or play against the entirety of the bank with a matching wager. Only one player is able to do this. If no player goes bank, bets are placed in order. If the total amount of bets exceed that of the banks then the banker must decide whether or not he wants to raise his bet to match. In the case that he does not, excess bets are removed in reverse order. In this game, players are generally expected to take a third card if their hands are between 0-4 and always refuse if your hand is 6 or 7. The cards are then turned face up and compared. If the player’s hands exceed the bankers, all players will receive back their bets along with a matching amount from the bank. If the banker’s hand exceeds that of the players, all of the player’s bets are placed into the bank.

Baccarat Banque is a version of Baccarat that is more closely related to that of chemmy. In this version the role of Banker is considered to be more permanent. Whereas in chemmy the role of banker changes at a set pace, the banker in baccarat banque either must retire by their own free will or because they no longer have the funds for it. Next to the banker are punters. There are 10 of these players total that constitute a full table. In the case of the baccarat banque, players to the left of the banker can only bet on the left deck and the players to the right can only bet on the deck to the right of the banker. If a player steps down from the bank, they must announce the amount that they were holding. The bank can then be passed on to other players. Other players can pick up the role of banker. The option goes around the table, in order of rotation, until someone picks it up.


There are a few strategies that can be used when playing baccarat. These strategies may increase your odds at winning slightly but are mainly meant to aid in keeping yourself in the green and avoiding the red.

In order to have a good baccarat strategy, you must remember to remained focus, keeping to your maximum betting limits. Keep in mind how much you’re betting and how much you’re making and/or losing. A good strategy aids you in gambling and does not guarantee that you’ll win the game by any means.

Baccarat Strategies: The Basic Strategy

The basic strategy is the first strategy that a beginner should learn and is oftentimes considered the best strategy out there for beginners. This strategy has a simple premise- focus your bets on the banker. This is because the banker has a slightly lower house edge than the player. There’s really nothing to this strategy. Keep on betting on the banker and ignore the player and tie bets. Just like any other baccarat strategies, it’s crucial to pay attention to a losing streak should you find yourself on one. This strategy is particularly good for beginners because it doesn’t require you to raise or lower your bets after each hand, just simply bet on the banker’s hand the entire time. The lower house edge is there because you’re more likely to win on this bet. This means that you can make more using this strategy than you could using any other.

Baccarat Strategies: The 1-3-2-4 Strategy

The 1-3-2-4 strategy is a bet progression strategy that plays off of the fact that the odds in baccarat are split almost 50/50. The basis is that you will bet 1 chip on your first round, 3 on the second, 2 on the third, and 4 on the fourth. You only progress if you win. If you lose, you start from the beginning. This bet is perfect for beginners because you can cautiously raise your stakes all while being able to cover your losses should you lose. This strategy is best for those who know that they can manage their money well. It’s important that you keep in mind how much you’re able to put at your maximum bet. What makes this strategy even better is its ability to be combined with other strategies. For example, you can use this strategy and the basic strategy hand-in-hand. The basic strategy determines which deck you’ll bet on and the 1-3-2-4 strategy helps you choose how you bet. When you use this strategy, pay close attention to your winning and losing streaks. Without managing your money properly, this strategy can quickly send you into a losing streak where you can’t cover your losses. On the other hand, if you play responsibly, this strategy can help you rake in a profit and ensure that your losses are covered.

Baccarat Strategies: The Martingale Strategy

The martingale strategy, named after the probability theory, is a high-risk high-reward strategy. Using this strategy, players will be aided in determining how to bet. This strategy requires that you double your bet if you lose and keep your bet the same if you win. This, in theory, ensures that your losses are covered and you gain a profit. This is a risky strategy to employ, especially for beginners. This strategy is best used by players who only intend to stay at a table for a short time. This makes it unsuitable for online casinos where the rounds go quickly and it’s harder to keep track of your money. It’s very easy to get sucked into an online casino game and lose track of your money. This can very easily result in the loss of a substantial amount of money.

Baccarat Strategies: The Paroli Strategy

The paroli strategy is a strategy that has been used for nearly 400 years. This simple strategy is the opposite of the Martingale, making it a safer strategy for beginners. This strategy involves players doubling bets if they win a round and going back to the original bet once they lose a round. For example, if a player bets $5 and wins, they’ll go up to $10. If they win again, they’ll increase their bet to $15. If they were to lose the next round, they go back to $5. The process would then repeat. The simplicity of this strategy makes it perfect for beginners. This strategy, while it doesn’t bring it big numbers, does provide safety and helps ensure that you don’t get in over your head.

Baccarat Strategies: The Fibonacci Strategy

The Fibonacci strategy is a very popular strategy among other games of chance such as roulette. This strategy is named after the Fibonacci sequence, which is a sequence of numbers that goes 1, 1, 2, 3, 5, 8, 13, 21, 34, 55, 89, etc. This strategy requires you to increase your bet regardless of whether you’ve won or lost. This strategy helps cover losses while ensuring that you continue to gain money. This is a risky strategy to use as a beginner because it requires large bets. If you’re new to gambling, especially online gambling, it’s not difficult to lose track of your money and get sucked into the game. This strategy isn’t designed to be played out during a long session. It’s best played when is short sit downs. This means that it’s not a great strategy to use when playing online baccarat for free as these rounds move very quickly and you can find yourself in over your head in a matter of minutes.

Baccarat Strategies: The Labouchere Strategy

The Labouchere strategy that’s slightly more complex than the others listed here. This strategy is a negative progression strategy designed to cover losses overtime. Instead of covering your losses with one large bet, a sequence of other bets is put into place to recover the money lost in previous rounds. It starts with writing down a sequence of numbers. Write down the first bet that you lost on and continue writing the sequence down until you lose. When you lose, add together two numbers you lost on. Place down a bet equal to that amount. Continue to bet with a similar sequence. This strategy is great for playing online because it doesn’t require you to bet high amounts in order to win and cover your losses.

Baccarat Strategies: Advanced Strategy

Advanced strategies are designed to be high-risk high-reward. These strategies are not recommended for beginner gamblers due to their complexity and risk. These strategies oftentimes involve betting on rare occurrences. Should you decide to take a chance and give an advanced strategy a shot, it’s crucial that you manage your money well. Baccarat is a game of chance and there is no guaranteed way to win. Using these strategies also requires the player to have a complete understanding of baccarat and how it’s played.


Payments Methods Used

Online casinos accept a wide variety of payment methods. Most online casinos will accept credit and debit cards, such as Visa and Mastercard. A lot of online casinos will accept paypal as well. Some online casinos accept bitcoin. When choosing which online casino you want to use, be sure that you research which payment methods they accept and whether or not they are a trustworthy casino.

How Do Welcome Bonuses Work and How to Choose the best suited for you?

Welcome bonuses are bonuses that a player receives when they return to an online casino. These bonuses can range from free chips to casino credit. Before you choose a welcome bonus, keep in mind that they only apply when you subscribe to the casino and pay to play there. Make sure that you choose a trustworthy casino that you know conducts honest business. It’s not worth falling for a scam just to receive a good welcome bonus.

The Player Support you can Expect

When you choose an online casino, check the reviews and make sure that it’s a trustworthy site. Check customer reviews on player support in particular. Player support is crucial when it comes to choosing an online casino because they’ll be the ones who’re dealing with any issues that you might potentially face. Having good player support will ensure that you’re going to receive the support you need if you ever face any trouble.


USA Online Casino Guide

Wondering how different U.S. States approach gambling? the KGB team has provided in-depth guides on how various State or County laws stack up on casino gambling. Check out the guides below, where we’ll investigate each state and help you in your quest to Bet Responsibly, Bet Greatly:


Pick your game, learn the game principles, and take a look at the strategies developed over the years. Can you find that elusive hot streak? There’s only one way to find out. Always remember, Bet Responsibly, Bet Greatly:

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There are many questions that you might have about baccarat. Especially when it comes to online baccarat. Here are just a few of the questions that you might ask yourself.

Leaving a table comes down to personal choice. It’s best to leave a table when you begin to go on a losing streak. When you leave a baccarat table, be sure that you use manners and tip the dealer. Use common courtesy.

There is no seat that’s better than others but, when it comes down to it, sitting in front of the dealer is the best place to sit. This allows you to have a better view of the table and what’s happening.

Playing online is one of the best ways to play baccarat. Playing in a casino requires you to plan a trip and, in most cases, stay in a hotel. Playing online allows you to make money from the comfort of your own home all while having a blast.

Absolutely. So long as you are over the minimum age limit, pay for the chips, and build skills in the game you can absolutely make money playing online baccarat. Keep in mind that, in order to make money, you must manage your money.